Attention homeowners in Perry Hall and Baltimore County: Get an Appraisal today!
The top seven reasons why MD homeowners hire Landmark Appraisal:
Own a house in or near Perry Hall, MD and need help deciding the price of it?
We at Landmark Appraisal understand the individual needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our client, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Landmark Appraisal, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours. Appraisals to remove PMIAn attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experts in helping folks just like you dismiss unnecessary PMI insurance. Challenge a property tax assessmentYour local tax assessor may have your home overvalued if you live in a local area that's declining. That only means you're paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Landmark Appraisal is your best weapon when contesting your property tax assessment. HELOC recently frozen?If your house is in a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Landmark Appraisal can provide you with efficient appraisal to help you reinstate your home equity line of credit. Field and Desktop Appraisal Review ServicesDo you need a seasoned appraiser to double-check your appraisal for verity, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home. |